IUL TERMVEST+
Help protect the now and the next with IUL TermVest+
Our indexed universal life insurance policy offers flexible protection and accessible growth. That’s why it’s Made for Living®.
More options for life’s biggest moments
IUL TermVest+ provides lifelong protection, and helps you build cash value to fund life’s big moments – like paying for college, supplementing your retirement fund, or just having a financial cushion for real-life emergencies.
Discover how IUL TermVest+ can work for you
IUL TermVest+ brings together multiple benefits in one seamless, smart solution
Protection
Lifelong security, plus safeguards against serious illness.
Flexibility
A policy that can grow and adapt with you.
Growth
Build your cash value² with competitive rates.
Accessibility
Access your cash value³ when you need it.
¹See the terms and conditions in the Accelerated Benefit Rider for availability and qualifications.
Read disclosure
↓²See Policy for specific ways to build Cash Value.
Read disclosure
↓³Utilization of Cash Value has advantages and disadvantages.
Read disclosure
↓Design your IUL TermVest+ policy
Choose the coverage you need
Decide how long you need coverage with guaranteed fixed costs: 10, 15, 20, 25 or 30 years. Then select your coverage amount, which can range from $50,000 to $2 million.⁴
⁴Fixed Cost Period and Insured Age limitations may apply.
Read disclosure
↓Engage with your IUL TermVest+ benefits
Protect against serious illness
Your IUL TermVest+ policy includes an Accelerated Benefit Rider¹ at no extra cost. That means if you’re diagnosed with a qualifying Health Event - such as a critical, chronic, or terminal illness - you may access a part of your death benefit while you are alive. For example, you can use this benefit to pay for costs of treatment or to help pay bills.
¹See the terms and conditions in the Accelerated Benefit Rider for availability and qualifications.
Read disclosure
↓Grow your cash value
Contributing more than your fixed payment can unlock opportunities to grow cash value.²
²See Policy for specific ways to build Cash Value.
Read disclosure
↓Access your cash value
You can use your cash value³ in multiple ways, including borrowing from your cash value, withdrawing periodically or in a one-time lump sum, or using it to help continue your coverage after the fixed cost period ends.
³Utilization of Cash Value has advantages and disadvantages.
Read disclosure
↓Ready to get started?